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Seven places where the rules are public and the billing is not checked

Every category below works the same way: there is a document that governs what you were allowed to be charged — a rating manual, a filed tariff, a signed contract, a state statute — and almost nobody reads it against the invoices that follow.

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What is the same in all of them

The first stepThree facts, no documents: your state, your approximate annual spend, and the carrier or vendor.
The orderThe agreement is read and signed before any document is uploaded. Enforced by the system, not just stated.
The deliverableA written findings report tying each item to the rule it fails, or a written all-clear.
The feeA share of money that actually reaches your account. Nothing up front, nothing hourly, nothing if we find nothing.
What we never needEmployee names, Social Security numbers, bank credentials, or access to any system.